NOTICE OF FINANCIAL PRODUCT TRANSACTION
○Solicitation policy for sales of financial products
Complying with the Act on Sales, etc. Financial Instruments and other related laws and regulations, and having established the following solicitation policy based on the Act on Sales, etc. Financial Instruments, we make appropriate solicitations for financial products.
We strive to provide appropriate solicitation and advice by comprehensively taking into consideration our customer's knowledge of financial products, investment experience, financial situation, and the purpose of concluding a contract for acquisition of financial products.
We strive to ensure that our customers correctly understand important matters related to the Act on Sales, etc. Financial Instruments. In addition, in order for our customers to make appropriate investment decisions, we endeavor to provide sufficient and accurate explanations of product details, risks, etc.
We strive to provide accurate information so as not to mislead our customers. We also endeavor to respond quickly and appropriately to customer inquiries. In addition, we take opinions and requests of our customers seriously and utilize them in our solicitation and advice.
We give due consideration to the time, place, and method of soliciting and giving advice so as not to inconvenience our customers.
In order to properly solicit and advise customers, we strive to enhance in-house education and training.
○Display of public notices, etc. based on the Financial Instruments and Exchange Act
1.Display of Financial Instruments Business Operators
Kyushu Asia Partners Incorporated
Fukuoka Local Finance Branch Bureau (Kinsho) No. 51
(Handling business) Type II Financial Instruments Business, Investment Advisory and Agency Business
2.Compensation paid by customers
Compensation such as remuneration paid by the customer to us under the financial instrument transaction contract will be determined on an individual basis based on the specific product and contract details.
3.Important matters related to "real estate trust beneficiary rights" handled by our company
Important matters related to real estate trust beneficiary rights
- A real estate trust beneficiary right is a performance-based dividend product that allows the beneficiary to receive the results of management, operation, and disposal of the trust property. We do not promise a certain dividend amount, or the principal value (the value of the trust property) at the time of termination of the trust.
- Depending on the value of the trust property at the time of disposal, there may be a loss of principal or the need for additional financial contributions by the beneficiaries.
- If a customer breaches the purchase and sale contract of real estate trust beneficiary right, the other party to the transaction may demand a penalty, etc., in accordance with the terms of the contract.
- Real estate trust beneficiary interests are not covered by deposit insurance.
Risk of loss
1.Major price fluctuation risks related to trust principal
The market value of real estate in the trust property may decrease compared to when the trust was established due to fluctuations in real estate market conditions such as land prices and rents. Depending on fluctuations in the real estate market, the liabilities in the trust account may exceed the market value of the trust assets (real estate, money, etc.) (liabilities exceed assets). In addition, depending on the value of the trust property at the time of disposal, there may be a loss of principal or need for additional funds to be contributed by the beneficiary. Furthermore, since real estate has strong regional characteristics and individuality, there may be cases where the fluctuation rate of the target real estate is not linked with the wide-area land price and rent fluctuation rate.
2.Major risks related to trust principal
When managing money out of trust assets, the principal of the managed money may fall below the par value of investment due to changes in the credit status of the investee (including our company), etc. (changes in business contents of financial institutions, management conditions such as finances, and changes in external evaluations related to them).
3.Major fluctuation risks related to trust dividends
Occupancy status (vacancy rate) of the real estate in the trust assets, fluctuations in the rent levels (including those due to surrounding market prices and factors specific to real estate in trust), changes in leases or subleases, impossibility of leasing, changes in necessary expenses for leasing business, taxes and public dues, etc., a reduction in trust dividends or additional financial contributions by the beneficiaries may be required.
○Complaint reception and dispute resolution according to the Financial Instruments and Exchange Act
We sincerely respond to complaints and inquiries from customers regarding financial instruments transactions, provide sufficient explanations, and strive to gain the understanding of customers. In the unlikely event that you are not satisfied with our response, please use the financial ADR system (alternative dispute resolution system) based on the Financial Instruments and Exchange Act to handle complaints and reach a solution of the dispute through a fair and neutral third-party organization. In order for customers to use the financial ADR system smoothly, we entrust complaint reception and dispute resolution procedures to the following third-party organizations.
Complaint reception and dispute resolution organization for Type II financial instruments business
［Name］ Specified Nonprofit Corporation Financial Instruments Mediation Assistance Center
［Address］ 2-1-13, Kayabacho Nihonbashi Chuo-ku, Tokyo
［Reception telephone］ 0120-64-5005 (toll free)
［Reception hours］ 9:00-17:00, Monday through Friday (except national holidays, year-end and new-year holidays)
［Approval/License］ Certified investor protection organization (the Financial Instruments and Exchange Act)
Authorized ADR institution (the Act on Promotion of Use of Alternative Dispute Resolution)
［Website］ http://www.finmac.or.jp/
Complaint reception and dispute resolution organization for investment advisory and agency business
［Name］ General Incorporated Association, Japan Investment Advisers Association
［Address］ Tokyo Shoken Building 7F, 1-5-8 Kayabacho Nihonbashi Chuo-ku, Tokyo
［Reception telephone］ 03-3663-0505
［Complaint consultation desk］ 0120-64-5005 (toll free)
［Reception hours］ 9:00-17:00, Monday through Friday (except national holidays, year-end and new-year holidays)
［Website］ http://jsiaa.mediagalaxy.ne.jp/